Up front, it may seem that the fine on the traffic ticket isn’t that bad especially if your child or you have not had one for several years.  But, when you give it just a minute of thought, you’ll remember the real cost is down the road with your favorite insurance company. The increased rates paid on insurance premiums over the life of a traffic violation will often result in paying that fine or attorney’s fee many many times over.  And far more often than not, there are solutions to keep that moving violation from going on the driving record.  So, next time you think about just sending the check in to the court, look for an alternative solution.